FINANCING YOUR BEMER

WAYS TO FINANCE YOUR BEMER . . .

It is not unusual to meet BEMER Affiliates that have bought their BEMER PRO via financing options. Of course when you do consider applying for these sources please be aware that you will need to have a decent credit. 

 

If you do find other sources of financing that are not listed here, please do not hesitate to share them with us so that we can share it with our community. Thank you.

BREAD:

      This is the ONLY Official financing program (per se) that BEMER offers systematically integrated thru BEMER WEBSHOP.

      All the other source, you must inquire about and eventually if you chose, you can independently apply on your own.

  • Available through BREAD (a standalone finance company) in all 50 states EXCEPT IDAHO, IOWA, and WEST VIRGINIA. BREAD specializes in providing financing to companies that market medical devices

  • BREAD provides immediate answer during a soft pull that doesn’t impact your credit score.  You submit 6 pieces of info:

    • Name

    • Cell phone

    • Address

    • Email

    • Birthdate

    • Last 4 digits of SS

  • BREAD Tells you how much credit you qualify for and at what interest rate.

    • Rate varies from 5.99 to 29.99 %

    • Term of loan: 6, 12 or 24 months

  • Your client MUST fill out application personally. You cannot do it on their behalf. You can guide them through process, but cannot actually enter info on their behalf or accept loan on their behalf

  • No minimum to apply for. Can finance something as cheap as a BEMER battery pack

  • If you don’t qualify for the full amount of what you want to purchase, you can do a split pay by using another credit card.  But if you do qualify for the full amount, you must use BREAD entirely. 

  • Can pay loan off early with no penalty.

  • First payment due 30 days after purchase

  • Auto pay is available via bank account or  debit card.

  • Cannot finance $390 distributor fee. Must register first as IBDT and pay this fee by credit card

  • Once registered as IBDT, immediately use their new BEMER CREDENTIALS (email and password) and purchase unit through BREAD on THEIR  webshop.

  • This order will qualify the new distributor as  an IBDJ.  You must follow this process. First signup as IBDT then immediately use new credentials to purchase unit through BREAD

  • If client is declined, they will receive an adverse credit email explaining why

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SUN TRUST:

  • Loan is unsecured simple interest

    • Rates 5.74%-15.44%

  • There is no application fee (we will collect state stamp or doc fee if applicable)

  • There is no prepayment penalty

  • Loans available from $5,000-$100,000

    • Terms: from 24mo to 72mo (depending on amount financed)

  • You do not have to be a SunTrust client to be considered

  • Loan is available in all 50 states

  • Applications decision in about an hour and can fund within 24 hours of approval.

  • Loan proceeds go into your directed account (personal or business checking / savings account or online account)

  • Program Examples $6500. Average Monthly Payments:

    • 24 mo. .......... $296-$314 monthly

    • 36 mo. .......... $207-$224 monthly

    • 48 mo. .......... $166-$181 monthly

    • 60 mo. .......... $141-$156 monthly

    • 72 mo. .......... $124-$139 monthly                         

  • Send via email client name, email address, amount they want to finance, and term selected. Email from Lightstream will be sent with access to the application. They fill out application online and upon approval direct the funds to an account in their name. It’s really that simple!!

  • CONTACT:

    • Shane Madden, Branch Manager & Assistant Vice President
      200 East Fifth Ave, Mount Dora, FL 32757

    • Tel: 352-729-8025

    • Email: shane.a.madden@suntrust.com

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  • Medical Device Loans

       Finding loan opportunities takes only a few seconds by filling out the information requested below. No cost or obligation.

       Check them out: MedicalDeviceLoans.com 

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  • Sugar Lending Loans

      Check them out by either calling: (281) 269-2348 or visit their website: SugarLending.com/medical

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  • At times the best plan is for you to call your existing credit card company or bank and to let them know you will be making a purchase for a medical device in the amount of about $6800 (including taxes and Affiliate fee). Ask them if they will match the offer from Comerica (or other lenders) for 0% interest for the first year with a payment of only 1% of the balance each month. There is a strong possibility that they will match this offer taking in consideration that you do have an existing banking relationship and they may not want to go somewhere else.

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  •  CREDIT KARMA

                Go to www.CreditKarma.com

                The first thing you will need to do is set up an account with them and request your credit score.

                Once you have that, go to the “Loans” tab.

                Fill out the information (similar to SugarLending)

                No one on my team has completed this so we don’t know the exact process after this point but it seems to be self-        

                explanatory.

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  • TRI-HEALTH-PLAN, another good source of loans

                trihealth.swlendingapp.com

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  • Also look into this website where they will compare many different lenders and credit card companies.

               Go to: www.CompareCards.com

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  • Other sources . . .   

               nerdwallet.com

               lendingclub.com

                prosper.com

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  • FINANCING FOR CHIROPRACTORs

                 www.ncmic.com/

 

© 2019 Youcef Benloucif